Form Pengajuan KPR Takeover
Kita bakal bantu pengajuan kamu sampe selesai ✨
KPR Takeover
Permata Bank KPR Cicilan Tetap Takeover
Syarat Pengajuan
Syarat Umum
- WNI (Warga Negara Indonesia)
- Perorangan, bukan badan usaha
- Usia minimum 21 tahun, dengan batas maksimum saat kredit berakhir:
- 55 tahun (karyawan)
- b. 65 tahun (wiraswasta/profesional)
- Memiliki penghasilan tetap dan berkesinambungan
- Dokumen Jaminan:
- Surat pemesanan rumah (properti baru)
- Fotocopy sertifikat (properti bekas)
- Akta Jual Beli (properti bekas)
- Izin Mendirikan Bangunan (properti bekas)
- PBB terbaru (properti bekas)
- Fotocopy KTP Pemohon dan Pasangan (jika ada)
- Fotocopy Paspor dan KITAS (jika WNA)
- Fotocopy Kartu Keluarga
- Fotocopy Akta Nikah/Cerai/Pisah Harta (jika ada)
- Fotocopy Slip Gaji / Surat Keterangan Kerja / SK Pengangkatan (karyawan)
- Fotocopy Izin Usaha (SIUP/SITU/TDP) (wiraswasta)
- Fotocopy Surat Izin Praktik / Sertifikasi dari Asosiasi Profesi (profesional)
- Dokumen Keuangan (untuk semua kategori):
- Fotocopy Rekening Koran / Tabungan 3 bulan terakhir
- Fotocopy NPWP Pribadi
- Fotocopy Pernyataan Debitur
- Bukti Transfer Pembayaran Uang Muka
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