Form Pengajuan KPR Takeover
Kita bakal bantu pengajuan kamu sampe selesai ✨
KPR Takeover
BNI Griya Takeover
Syarat Pengajuan
Syarat Umum
- Warga Negara Indonesia
- Usia minimum 21 tahun saat pengajuan
- Usia maksimum saat kredit lunas:
- 55 tahun atau sesuai usia pensiun (khusus karyawan).
- 65 tahun (khusus wiraswasta dan profesional).
- Pegawai tetap dengan masa kerja minimum:
- 2 tahun (Perusahaan belum go public).
- 1 tahun (Perusahaan sudah go public).
- Tidak ada batasan minimum (khusus ASN, CASN, BUMN, BUMD, BHMN, Instansi Pemerintah, dan Perguruan Tinggi Negeri/Swasta Berbadan Hukum).
- Wiraswasta atau profesional dengan pengalaman minimum 2 tahun dalam bidangnya.
- Dokumen Identitas (untuk semua kategori pemohon):
- Fotocopy KTP (suami dan istri).
- Fotocopy Kartu Keluarga.
- Fotocopy surat nikah (jika sudah menikah).
- Fotocopy NPWP Pribadi/SPT PPH 21.
- Pas foto pemohon dan pasangan ukuran 3×4.
- Dokumen Finansial:
- Fotocopy rekening gaji 3 bulan terakhir (khusus karyawan).
- Asli Surat Keterangan Kerja dan Slip Gaji (khusus karyawan).
- Fotocopy rekening koran 6 bulan terakhir (khusus profesional dan wiraswasta).
- Fotocopy izin praktik atau surat perpanjangan izin dari instansi terkait (khusus profesional).
- Fotocopy SIUP/TDP/NIB atau surat izin usaha lainnya (khusus wiraswasta).
- Fotocopy akta pendirian dan/atau perubahan terakhir jika ada perubahan pemilik/saham (khusus wiraswasta).
- Fotocopy laporan keuangan 2 tahun terakhir (khusus wiraswasta).
- Dokumen Properti (Jaminan):
- Properti baru: Surat Pemesanan Rumah.
- Properti second: Fotocopy Sertifikat, IMB, dan Bukti Lunas PBB tahun terakhir.
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